Terms and Conditions

What Are These Terms and Conditions?

These Terms and Conditions govern your use of this website, which is managed by James Thind, an associate of Prudent Plus Limited, Booths Park, Chelford Rd, Knutsford WA16 8GS, United Kingdom. By accessing or using this website, you agree to comply with these Terms and Conditions. If you do not agree, you should discontinue your use of the site immediately.

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Who Can Use This Website?

This website is intended for use by individuals residing in the United Kingdom who are legally capable of entering into binding agreements under UK law. Examples include those seeking car insurance quotes for personal or business use. Users must provide accurate and truthful information when using the services offered here.

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What Services Does This Website Provide?

This website may facilitate the comparison of car insurance quotes from multiple providers. The purpose is to help you make calculated judgments by presenting potential policy options. However, the site itself does not offer insurance policies or act as an insurer.

For example, if you input your vehicle details, the system might generate quotes from third-party insurers. It is your responsibility to review these quotes carefully and contact the relevant insurance provider for further assistance.

How Should You Use the Information Provided?

The information on this website is for general guidance only and is not intended to constitute professional advice. For example, if you receive a quote for car insurance, you should review the terms and conditions of the insurer providing the quote before making any decisions. If you have questions, contact details for insurers are provided with each quote.

What Are Your Responsibilities When Using This Website?

When using this site, you agree to:

  • Provide accurate and complete information, such as vehicle registration details, driving history, and personal details.
  • Use the site lawfully and in accordance with these Terms and Conditions.
  • Not misuse the website by introducing viruses, attempting unauthorised access, or disrupting its operation.

For instance, when entering details for a quote, ensure the information is up to date and accurate, as incorrect details might result in invalid quotes or policies.

What Are Our Responsibilities?

We strive to ensure the accuracy and availability of the website and its content. However, we make no guarantees regarding uninterrupted access, error-free performance, or the completeness of the information provided. For example, whilst every effort is made to present accurate insurance quotes, the final terms may depend on the insurer and may vary.

What Happens If the Website Is Unavailable?

We may need to temporarily suspend access to the website for maintenance or updates. Whilst we aim to minimise disruption, we cannot be held liable for any inconvenience caused by site downtime. For instance, if you are unable to access quotes during scheduled maintenance, you might need to try again later.

What Are the Limitations of Our Liability?

We are not liable for:

  • Losses or damages resulting from your use of or reliance on information from this website.
  • Errors or omissions in the content provided.
  • Third-party websites or services linked to from this website.

For example, if you act on a quote displayed here and find it differs from the insurer’s final terms, you should address such discrepancies directly with the insurer.

How Is Your Personal Data Protected?

We handle your personal data in compliance with the UK GDPR and Data Protection Act 2018. For example:

  • Your data might be shared with insurers solely to generate accurate quotes.
  • Details may be retained only as long as necessary to fulfil the purpose of your enquiry.
  • We take reasonable steps to look after your information against unauthorised access.

For further details on how your information is handled, please refer to our Privacy Policy.

What Rights Do You Have Under UK GDPR?

As a user, you have certain rights regarding your personal data, including:

  • Access: You may request a copy of the data held about you.
  • Correction: You might request corrections to any inaccurate information.
  • Deletion: You could ask for your data to be erased when it is no longer required.

If you wish to exercise these rights, please contact us using the details provided below.

Are There Any Restrictions on Intellectual Property?

All content on this website, including text, graphics, and logos, is the property of James Thind or licensed to him by third parties. You may not reproduce, distribute, or modify any content without prior written permission. For example, you cannot use site graphics or logos for commercial purposes without consent.

What About Links to Third-Party Websites?

This website may include links to third-party websites for your convenience. We do not endorse or control these external sites and are not responsible for their content or practices. For instance, if you click a link to an insurer’s website, review their Terms and Conditions separately.

What Laws Govern These Terms and Conditions?

These Terms and Conditions are governed by the laws of England and Wales. Any disputes arising from the use of this website might fall under the exclusive jurisdiction of the English courts. For example, if a disagreement arises regarding your use of the site, it may be resolved according to English law.

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How Can You Contact Us?

If you have questions about these Terms and Conditions or need assistance, you can reach us at:

Controller: James Thind

Associate of: Prudent Plus Limited

Address: Booths Park, Chelford Rd, Knutsford WA16 8GS, United Kingdom

Email:

What Happens If These Terms Are Updated?

We reserve the right to update these Terms and Conditions at any time to reflect changes in our services or legal requirements. Updates could be posted on this page with an updated effective date. For example, if we revise how quotes are displayed, the Terms could be updated accordingly.

Use this website to explore your car insurance options today and find policies that might suit your needs. Contact us if you have any further questions about the services provided.